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Stupid laws and regulations beget stupid schemes to bypass those laws and regulations. Governments should do their jobs the KISS way (Keep It Simple Stupid) like hiking mortgage interest rates very high for 2nd to X mortgages, whether in single or divorced names, and enforcing short-term speculative profits tax to 99%, if they want to stop people from speculating in properties. Instead of doing that, they have to come up with so many stupid and unintelligent laws and regulations. The property market in China is in a humongous BUBBLE. What goes UP must come DOWN sooner or later.